An Oral or Written Misstatement of a Material Fact by the Insured

question 11

Multiple Choice

An oral or written misstatement of a material fact by the insured prior to the finalization of a contract is called a _____.

• A) repudiation
• B) false representation
• C) subrogation
• D) concealment

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Definitions:

Psychological Disorders

A wide range of mental health conditions that affect mood, thinking, and behavior, significantly impacting daily living and possibly requiring clinical intervention.

Lithium

A chemical element used as a medication to treat mood disorders, specifically bipolar disorder, by stabilizing mood.

Bipolar Disorder

A mental disorder marked by alternating periods of elation and depression.

Psychoanalytic Psychotherapy

A therapeutic process that explores how unconscious thoughts and childhood experiences affect current behavior and emotions.