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From what structure did vertebrate lungs originally evolve?
Low Deductible
Refers to insurance policies with a smaller initial amount paid out of pocket by the policyholder before the insurance coverage kicks in, typically leading to higher premiums.
Premium
The amount paid for an insurance policy or the extra cost above the normal price for a product or service, often reflecting additional benefits or coverage.
Co-Payments
A fixed amount paid by a patient for healthcare services at the time of service, with the remaining balance covered by insurance.
Adverse Selection
A situation where sellers have more information than buyers, leading to unfavorable selections.
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