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When guard cells are filled with water,
Specific Payee
An individual or entity designated to receive a particular payment or benefit from a contractual agreement.
Blank Indorsement
An endorsement on a financial instrument, such as a check, that specifies no particular endorsee and can be transferred by mere delivery.
Bearer Paper
A negotiable instrument that is payable to whoever holds or presents it for payment.
Negotiable
Capable of being discussed or modified in terms of the conditions of an agreement or contract.
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