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Equal Credit Opportunity Act
The Equal Credit Opportunity Act is a federal law in the United States that prohibits creditors from discriminating against applicants based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant’s income derives from any public assistance program.
Creditors
Individuals or entities to whom money is owed by debtors for goods, services, or loans provided.
Marital Status
A legal or social recognition of a person's current state regarding marriage, such as single, married, divorced, or widowed.
Unsolicited Card
A credit or debit card issued to an individual without their explicit request or consent.
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