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Redlining
Discriminatory practice by banks or other financial institutions of denying or limiting financial services to certain neighborhoods based on racial or ethnic composition.
Minority Neighborhoods
Urban areas predominantly inhabited by members of racial or ethnic minority groups, often shaped by historical, social, and economic factors.
Mortgages
Loans specifically provided for the purchase of property or real estate, where the property itself is used as collateral for the loan.
Social Stratification
The structured form of social inequality within a society, categorized by hierarchies of class, race, and gender, among others, impacting access to resources and power.
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