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If, for a given disposable income level, the disposable income line lies below the consumption curve, saving:
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refers to a professional engaged in conducting studies aimed at improving knowledge of diseases, developing medical treatments, or furthering health sciences.
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The act of creating something new or a novel solution to a problem through innovative thinking.
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Potential or likely customers, clients, or users of a service or product, or the possibility of future success.
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Communities or populations sharing common cultural traditions, ancestry, language, or history.
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