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Below Is a Source Followed by Passage(s) from Student Papers

question 16

Multiple Choice

Below is a source followed by passage(s) from student papers. If the student has summarized, directly quoted, or indirectly quoted the source correctly, select "Correct." If you believe the source is incorrectly summarized or plagiarized, select "Incorrect."
"Insomnia is defined as difficulty getting to sleep, maintaining sleep, or having nonrestorative sleep for at least one month, which causes clinically significant distress in social, occupational, or other areas of functioning. Excessive daytime sleepiness is a very common result of insomnia and may impair cognitive functioning and alertness, performance at work, and enjoyment of family and recreational activities."
⎯ David Sue et al. Understanding Abnormal Behavior . 8th ed. Boston: Houghton Mifflin, 2006: 549. Print.
Student version: Prolonged insomnia can have some serious negative consequences. David Sue says that insomnia impacts all areas of a person's life, including work and relationships. Often, a sufferer will not be able to think clearly, do his or her job, or have fun with family members and friends (549) .

Definitions:

Bank Runs

Situations where a large number of bank customers withdraw their deposits simultaneously due to fears that the bank will become insolvent.

Reserve Requirement Ratio

The reserve requirement ratio is the fraction of deposits that banks are required to keep on hand as reserves, determined by the central bank.

Money Supply

The accrued sum of money resources in an economy at a particular moment, covering cash, coins, and the capital in checking and savings accounts.

Reserve Requirement

The minimum amount of reserves that banks must hold against deposits, as mandated by central banking authorities.