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What is phase shifting?
Periodic Interest Rate
The interest rate charged or paid over a particular period of time, often less than a year, such as monthly or quarterly.
Annuity
A monetary product ensuring regular payouts to an individual, commonly incorporated into strategies for retirement.
Payment Interval
The frequency at which payments are made or received, such as monthly, quarterly, or annually.
Compounded Monthly
Interest calculation method where the interest is added to the principal every month, which then earns interest the following month.
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