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Fair Credit Reporting Act
A federal law in the United States designed to ensure the accuracy, fairness, and privacy of consumer information contained in the files of credit reporting agencies.
Credit Checks
The process of evaluating an individual's or company's credit history and current financial status to assess their creditworthiness.
Potential Lenders
Entities or individuals who may provide loans or credit but have not yet agreed to do so.
Equal Credit Opportunity Act
A U.S. law that aims to make it illegal for creditors to discriminate against applicants based on race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
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