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Operating Costs
Expenses associated with the day-to-day functioning of a business, including costs for rent, utilities, payroll, and raw materials.
Discretionary Income
The portion of a person's income remaining for investment, savings, or expenditures after deducting taxes and essential living costs such as housing and food.
Personal Income
Refers to the total earnings received by individuals, including wages, salaries, bonuses, and income from investments.
Discretionary Income
the portion of an individual's income available for spending after the essentials (like food, shelter, and clothing) have been taken care of.
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