[Solved] Talk about: -joint-stock investment banks Identity Thieves: Individuals or groups who illicitly obtain and use another person's personal data in some way that involves fraud or deception, typically for economic gain. Cyberporn Enthusiasts: Individuals who show a strong interest in online pornography. Online Affairs: Romantic or sexual relationships initiated or conducted over the internet, often considered a form of infidelity when one or both individuals are in a committed relationship. Marital Discord: Conflicts, disagreements, or strife between partners in a marriage.