Examlex
Term for identification: Third Rome
Market Interest Rate
The prevailing rate of interest determined by supply and demand in the financial markets that borrowers must pay to lenders.
Banks and Thrifts
Financial institutions that accept deposits from the public and create credit. Thrifts, such as savings and loan associations, primarily focus on residential mortgage lending.
FDIC
The Federal Deposit Insurance Corporation (FDIC) is a United States government agency created in 1933 to insure deposits in banks and thrift institutions for at least $250,000 per depositor, per insured bank, for each account ownership category.
Deposit Insurance
A guarantee provided typically by a government agency to protect depositor's funds up to a certain amount in the event of a bank failure.
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