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Worker A annually invests $1,000 in an IRA for nine years (ages 27 through 35)and never makes another contribution. Worker B annually invests $1,000 in an IRA for thirty years (ages 36 through 65). Which worker will have more in his or her account when he or she retires if they both earn 8 percent on their investments, assuming both investors work for a duration of thirty years?
Melanocytes
Cells located in the skin that produce melanin, the pigment responsible for the skin's color and protection against UV radiation.
Keratinocytes
Cells that make up the majority of the epidermis, producing keratin to help form a protective barrier for the skin.
Melanin
A pigment found in the skin, hair, and eyes that gives them color and offers protection against ultraviolet radiation.
Arrector Pili
Small muscles attached to hair follicles in mammals, contraction of which causes the hair to stand upright, producing goosebumps.
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