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The government places constraints on the personal financial environment by the use of:
Statistical Artefact
An apparent result or trend in data that does not accurately reflect the true situation, often due to methodological errors or biases.
Heritability of IQ
The proportion of variation in intelligence within a population that can be attributed to genetic factors, often discussed in the context of nature versus nurture debates.
Arthur Jensen
An American psychologist known for his work in psychometrics and differential psychology, particularly his research on intelligence and race.
J.Philippe Rushton
A controversial psychologist known for his work on intelligence, race, and genetics.
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