Examlex
An individual can be overusing credit even if he or she can afford to make the minimum monthly payments on time.
Blemish of Place
A term that may describe how a location's reputation is negatively impacted by historical or current events, perceived or real.
Textbook Authors
Individuals who write or compile educational content and books, typically for academic use in schools and universities.
Racial Intelligence
A discredited concept suggesting that there are inherent differences in intelligence between races.
Foresight
The ability to anticipate future needs, developments, or problems and to plan accordingly.
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