Which of the Following Statements About Credit Scoring Systems Is

question 56

Multiple Choice

Which of the following statements about credit scoring systems is true?

• A)Lower credit scores are better than higher credit scores.
• B)The credit scoring system is based on extensive statistical studies.
• C)Credit unions calculate and sell credit scores to lenders.
• D)FICO scores consider age, gender, marital status, and so on.
• E)Strength in key personal traits shows that you are a good risk for lenders and reduce your credit score.

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Definitions:

Intervening Causes

Events that occur after a defendant's negligent act and contribute to a plaintiff's injury, potentially affecting liability and damages.

Superseding Causes

Events or actions that intervene in a chain of causation and prevent an actor from being liable for harm to another.

Harm

Refers to damage or injury that affects someone or something's well-being or functionality.

Abnormally Dangerous Activity

An abnormally dangerous activity is any activity that inherently involves a high risk of harm or injury to people or property, even when all possible safety measures are taken.