Which of the Following Is a Characteristic of a Universal

question 46

Multiple Choice

Which of the following is a characteristic of a universal life insurance policy?

• A)No flexible premiums
• B)Cash value lower than the death benefit
• C)Absence of a savings feature
• D)Fixed premiums and protection levels
• E)Lighter fees than other insurance policies

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Definitions:

Permeability

A measure of how easily liquids or gases can pass through a material or membrane.

Electrical Properties

Characteristics of materials or systems that define their behavior in the presence of electric fields, including conductivity, resistivity, and dielectric constant.

Ion Concentration

The measure of the number of ions in a particular volume of solution, impacting electrical conductivity, pH, and various biological processes.

Plasma Membrane

A selective barrier that surrounds a cell, controlling the movement of substances in and out of the cell.