Which of the Following Is a Characteristic of a Universal

question 46

Multiple Choice

Which of the following is a characteristic of a universal life insurance policy?

• A)No flexible premiums
• B)Cash value lower than the death benefit
• C)Absence of a savings feature
• D)Fixed premiums and protection levels
• E)Lighter fees than other insurance policies

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Definitions:

Benadryl

Benadryl is an over-the-counter medication commonly used to treat symptoms of allergies, such as sneezing, runny nose, and itching.

Epipen

A brand of auto-injector device designed to deliver a measured dose of epinephrine, commonly used to treat severe allergic reactions (anaphylaxis).

Metabolism

The set of chemical reactions that occur within a living organism to maintain life, involving the breakdown of substances to generate energy and the synthesis of substances necessary for life.

Nutrients

Essential compounds that organisms need to absorb from their surroundings or diet to support growth, reproduction, and health, including vitamins, minerals, proteins, fats, and carbohydrates.