A Nonforfeiture Option Guarantees That a Policyholder Will Not Lose

question 16

Multiple Choice

A nonforfeiture option guarantees that a policyholder will not lose the policy's:

• A)face value.
• B)death benefits for survivors.
• C)cash value.
• D)premium refunds.
• E)premium reductions.

Identify the strategies for unfreezing, changing, and refreezing in organizational change efforts.

Appreciate the potential benefits and limitations of negotiation and coercion in managing change.

Recognize the role of transformational leadership in facilitating organizational change.

Understand the significance of communication in reducing resistance to organizational change.

---

Definitions:

Deep Pressure

A type of firm tactile sensory input that is often calming and is used therapeutically to reduce chronic stress and anxiety.

Painful Stimuli

Refers to physical or chemical sources that cause pain and discomfort, signaling potential harm to the body.

Hippocampus

A critical region of the brain involved in forming, organizing, and storing memories.

Declarative Memory

A type of long-term memory that pertains to the capacity to recall facts and events.