Which of the Following Changes Would Tend to Increase the Premium

question 49

Multiple Choice

Which of the following changes would tend to increase the premium on a disability policy?

• A)A shorter elimination period
• B)Use of "any occupation" definition of disability instead of "own occupation to which one is reasonably suited"
• C)Decreasing the benefit level to 50% from 66% of prior earnings
• D)Decreasing the payment period until age 65 to a maximum of 2 years
• E)Mandatory disability insurance in which the employer pays the entire premium

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Definitions:

Managers

Managers are individuals in an organization responsible for directing and overseeing the work of a group of people towards the achievement of goals and objectives.