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It is often said "one who serves as his own lawyer has a fool for a client." If this is true, how do you justify:
a. the philosophy of ADR advocates who urge direct negotiations with potential court opponents whenever feasible, and
b. the use of small-claims courts whenever appropriate?
Secured Party
An individual or entity that holds an interest in a secured transaction, typically holding collateral against a loan or obligation.
Collateral
An asset or property that a borrower offers to a lender as security for a loan, which can be forfeited in the event of a default.
Security Agreement
A legal contract that grants a lender a security interest in specified assets or property owned by the borrower as collateral for a loan.
Encryption
The process of converting information or data into a code to prevent unauthorized access.
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