Examlex
The financial responsibility requirement in motor vehicle laws is usually met by purchase of a minimum amount of
Excess Reserves
The banks' reserves over and above the required minimum that they choose to hold rather than loan out.
Depositors
People or organizations that deposit their funds into a bank to secure them and gain interest as time passes.
Borrowers
Individuals or entities that take funds from a lender under the agreement to pay back the principal amount along with interest.
Required Reserves
The dollar amount of reserves a bank is obligated by regulation to hold as cash in the bank’s vault or on account at the Fed.
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