Examlex

Solved

The Fair Debt Collection Practices Act Was a Significant Piece

question 22

Essay

The Fair Debt Collection Practices Act was a significant piece of legislation to protect debtors.  Explain why it was needed and discuss some of its protections.


Definitions:

Unsecured Credit

A form of credit that is not backed by collateral, making it riskier for lenders since repayment relies solely on the borrower's creditworthiness and promise to pay.

Secondarily Liable

Refers to the condition where an individual or entity is not the primary debtor but still holds responsibility to fulfill an obligation if the primary party fails to do so.

Breach Of Warranty

A violation of the guarantees or assurances provided by a seller regarding the quality, condition, or functionality of a product.

Inducement

A factor or incentive that leads someone to follow a particular course of action or to engage in certain behaviors.

Related Questions