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Forgetting may be due to a failure in either
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return, used in discounting and investment appraisal.
Annuity
A fiscal tool that disburses a set sequence of payments to a person, frequently serving as a financial income for retirees.
Equal Payments
Regular payments of the same amount, typically used in the context of loans or amortization schedules.
Present Value Factor
A multiplier used in calculating the present value of a future amount of money or stream of cash flows given a specific discount rate.
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