In Dealing with Clients from Different Cultures, It Is Valuable

question 605

Multiple Choice

In dealing with clients from different cultures, it is valuable for a therapist to be able to

• A)treat members of racial or ethnic communities as individuals.
• B)be aware of a client's ethnic identity and degree of acculturation to the majority society.
• C)use existing helping resources within a cultural group to support efforts to resolve problems.
• D)do all of these.

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Definitions:

Health Care Expenditures

The total amount of money spent by individuals, insurance companies, and governments on health care services and products.

Adverse Selection

A situation in which asymmetrical information leads to high-risk parties being more likely to participate in agreements, such as insurance, than low-risk parties.

Health Insurance Company

An organization that provides coverage for medical expenses in exchange for premium payments.

Minimize Adverse Selection

A strategy to reduce the likelihood of selecting undesirable alternatives or participants, often used in insurance and finance to prevent situations where the insurer or lender has less information than the applicant.