Examlex
The third-party exchange marketplace model is controlled by sellers and buyers.
Effective Rate
The actual interest rate an individual pays on a loan or earns on an investment, after compounding and other charges are factored in.
Credit Card
A plastic card issued by a bank or financial institution allowing the holder to purchase goods or services on credit.
Effective Rate
The Effective Rate is another term for the Effective Annual Rate, highlighting the true return on an investment or the true interest rate on a loan, after compounding.
Unpaid Balance
The portion of a loan or debt that has not yet been repaid to the lender.
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