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The bond rating system, in which companies like Moody's and Standard & Poor's provide ratings for a company's default risk, is one way to deal with
Personal Values
Deeply held beliefs or principles that an individual considers important and uses as guidance for behavior and decision-making.
Psychological Barrier
Mental or emotional factors that obstruct a person's ability to act or communicate effectively.
Effective Listening
The skill of actively paying attention, comprehending, responding appropriately, and retaining what is being said during communication.
Language Problem
Issues or barriers in communication arising from differences in language or linguistic proficiency.
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