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The Dodd-Frank Act allowed banks, for the first time, to
Personality Test Scores
Quantitative assessments derived from tests designed to measure various aspects of an individual’s personality traits and characteristics.
Fundamental Attribution Error
The inclination to attribute the actions of others more to their character traits than to the external situations influencing them, downplaying the impact of contextual circumstances.
Situational Constraints
External factors that restrict or dictate an individual's behavior, reducing freedom of action.
Underestimating
The act of judging something to be smaller or less important than it actually is, often leading to miscalculation or oversight.
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