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Which two of these terms are part of the "five Cs" that are useful in determining the level of risk that may be inherent with a potential borrower?
Account
A registered user profile within a system or service that stores personal data, preferences, and is protected by credentials.
Folder Sharing
The process of granting other users access to view, modify, or collaborate on files contained within a specific folder on a computer or online platform.
Standard User Mode
A computer operating mode in which the user has permissions to perform ordinary tasks but lacks the ability to make changes that could affect the system's security or stability.
Picture Password
A security feature where users can unlock their device or account by performing specific gestures on a selected image.
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