Which of These Are Two Approaches a Bank Can Use

question 27

Multiple Choice

Which of these are two approaches a bank can use to evaluate a customer's current capacity to handle more debt?

• A)Fixed payments-to-income ratio; payments-on-debt
• B)Fixed payments; debt-to-income ratio
• C)Variable payments; debt-to-income ratio
• D)Fixed payments; debt-to-wealth ratio

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