Which of the Following Is Not an Example of Aggressive

question 9

Multiple Choice

Which of the following is not an example of aggressive lending practices contributing to the subprime crisis?

• A)Mortgagors were not required to make any down-payment at the inception of the loan
• B)Loans were given to people with poor credit histories
• C)Loans were given to people with no income
• D)A borrower could get a second mortgage and use it as down-payment
• E)None of the above

---

Definitions:

Bicultural

Refers to individuals or systems combining or navigating between two distinct cultures, typically involving the assimilation of elements from both.

Bilingual

The ability to speak and understand two languages with a high level of proficiency.

Natural Disasters

Severe and extreme weather events or earth processes that cause damage and pose risks to human health and safety.

Primary Appraisal

The initial process of evaluating a situation to determine its significance, potential impact, and whether it constitutes a threat, challenge, or harm/loss.