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What are some of the ways in which glaciers lead to the formation of lakes?
Human Capital
The economic value of an individual's skill set and knowledge, which can contribute to their productivity and earnings.
Conditional CAPM
An extension of the Capital Asset Pricing Model that accounts for varying conditions over time or different market environments.
Empirical Returns
Returns that are calculated based on historical data, reflecting the actual gains or losses realized over a specific period.
Conventional CAPM
The traditional Capital Asset Pricing Model that calculates the expected return on an investment by assessing risk relative to the market as a whole.
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