Which of the Following Is NOT an Example of Aggressive

question 5

Multiple Choice

Which of the following is NOT an example of aggressive lending practices contributing to the subprime crisis?

• A)Mortgagors were not required to make any down-payment at the inception of the loan
• B)Loans were given to people with poor credit histories
• C)Loans were given to people with no income
• D)A borrower could get a second mortgage and use it as down-payment
• E)None of the above

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Definitions:

HR Forecasting

The process of estimating the future human resources requirements of an organization, based on its business goals, projected retirements, turnovers, and market factors.

Human Capital

The collective skills, knowledge, and other intangible assets of individuals that can be used to create economic value.

Projection

The act of estimating or forecasting future conditions, trends, needs, or values based on current data or trends.

HR Estimates

Predictions or assessments regarding human resources aspects, such as staffing levels, made to support planning and decision-making.