Which of the Following Is NOT an Example of Aggressive

question 2

Multiple Choice

Which of the following is NOT an example of aggressive lending practices contributing to the subprime crisis?

• A) Mortgagors were not required to make any down payment at the inception of the loan.
• B) Loans were given to people with poor credit histories.
• C) Loans were given to people with no income.
• D) A borrower could get a second mortgage and use it as down-payment.
• E) None of these are correct.

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Definitions:

Behavior Therapy

A type of psychotherapy that focuses on changing undesirable behaviors through conditioning techniques.

Long-Term Treatment

An extended course of therapy or medical intervention designed to manage chronic conditions or diseases over a significant period.

Brain Stimulation

A method of inducing changes in brain activity through direct or indirect stimulation of the brain, used in the treatment of certain neurological and psychiatric conditions.

Cognitive Therapy

A kind of psychotherapy that treats mental, emotional, and psychological problems by identifying and challenging dysfunctional thoughts.