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Assume that personality researchers have isolated a new trait they call "prajna." If these researchers report that fraternal twins reared together are more similar in this trait than identical twins reared apart, it would indicate that
Financial Institutions
Organizations such as banks, credit unions, and finance companies that provide a range of financial services including loans, deposits, and investments.
Real Assets
Physical or tangible assets that have intrinsic value, such as real estate, commodities, or natural resources.
Financial Intermediaries
Institutions that act as middlemen between savers and borrowers, including banks, credit unions, and insurance companies.
Savers
Individuals or organizations that set aside a portion of their income for future use, often by depositing it into financial accounts that earn interest.
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