Kwan Is Driving to Campus and His Phone Rings

question 6

Multiple Choice

Kwan is driving to campus and his phone rings. Based on the results of studies on divided attention, which of the following BEST explains if Kwan should answer the phone?

• A)No, he would experience a negative impact on his driving behavior since he would focus more on the phone call than on traffic signals.
• B)He should only answer the phone if he is an experienced driver who is driving in a familiar location.
• C)Yes, his attention system will allow him to process both traffic information and his phone conversation equally.
• D)He should only answer the phone if he has a hands-free device, so that he is not distracted by having to hold the phone.

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Definitions:

Purchase-Money Security Interest

An interest in the property that secures payment or performance of an obligation where the property is purchased, giving the creditor rights in the purchased property.

Collateral

Assets or properties pledged by a borrower to secure a loan or obligation, ensuring the lender can recover the loaned funds in case of default by selling the collateral.

Debtor

is an individual or entity that owes money or an obligation to another party, known as the creditor.

Security Agreement

A legal contract that grants a lender a security interest in an asset, serving as collateral for a loan.