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The Declaration of Independence:
Online Benefits Programs
Digital platforms that allow employees to manage and access their employment benefits.
Self-Service Freedom
The extent to which customers can freely serve themselves, typically in a retail or service context, utilizing technologies or systems designed to facilitate self-help rather than relying on staff assistance.
Health Care Costs
The expenses associated with medical care, including hospital stays, physician services, prescription drugs, and health procedures.
Aging Population
A demographic trend characterized by an increase in the median age of a population due to declining fertility rates and rising life expectancy.
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