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During the final stages of a group, it is helpful to reinforce members so that they can cope with realistic __________ and avoid getting discouraged and giving up.
Risk-free Return
The theoretical return of an investment with zero risk, typically associated with government bonds.
Standard Deviation
Standard Deviation is a statistical measure that quantifies the amount of variation or dispersion of a set of values; in finance, it is commonly used to gauge the volatility of an investment.
Pension Funds
Investment pools that collect and manage funds contributed by employers and employees for future retirement benefits, investing in various assets for long-term growth.
Tax Deductible
Expenses that can be subtracted from gross income to reduce taxable income, effectively lowering the overall tax liability.
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