A Debt Collector Who Is Delegated the Right to Payments

question 37

True/False

A debt collector who is delegated the right to payments on a student loan owes no obligation to the debtor arising under the original terms of the loan.

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Definitions:

Inflammatory Bowel Disease

A term for two conditions, Crohn's disease and ulcerative colitis, characterized by chronic inflammation of the gastrointestinal tract.

St. John's Wort

A plant used in herbal medicine believed to have antidepressant properties and is used for the treatment of mild to moderate depression.

Paroxetine

An antidepressant medication belonging to the selective serotonin reuptake inhibitor (SSRI) class, used to treat depression, anxiety disorders, and PTSD.

Mild Depressive Symptoms

Lesser intense manifestations of depression that can include sadness, fatigue, and irritability, without fully meeting the criteria for major depressive disorder.