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Disposable Income
Available financial resources destined for household spending and saving upon deducting income taxes.
Saving
The process of setting aside a portion of current income for future use, typically to hedge against unexpected expenses, achieve financial goals, or secure a retirement.
APS
Stands for "Automatic Processing System," but in different contexts, it could refer to various specific systems or technologies.
Total Saving
The portion of total income that is not consumed or spent, instead being reserved for future use or investment.
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