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The "collectivist consensus" in Britain refers to
Unfair Practice
Deceptive, fraudulent, or unethical conduct by a business that misleads consumers or prevents competitors from playing on a level playing field.
Section 5
Without specific context, this could refer to various laws or regulations, depending on the jurisdiction; it generally denotes a particular section of a legal statute.
Fair Debt Collection Practices Act
A U.S. statute aimed at promoting fair, accurate, and respectful treatment of consumers by debt collectors, and providing guidelines on how debt can be collected.
Harassment
Unwelcome or unwanted conduct, behavior, or actions that may cause a person to feel distressed, intimidated, or offended.
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