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During tax season, there are a number of tax-preparation companies that provide immediate tax rebates, but take a substantial percentage of the total refund as a "service fee." So, if someone were to receive a refund by mail, it might take several weeks (but the amount of money would be larger) whereas if that individual uses the immediate refund service, the amount of money is reduced but is received immediately. Individuals' willingness to pay steep fees to get their refunds immediately is consistent with:
Discipline
a field of study or branch of knowledge but also refers to training people to obey rules or a code of behavior, using punishment to correct disobedience.
Rigidity
The quality of being unable to bend or be forced out of shape; often metaphorically used to describe inflexibility in thoughts, systems, or behaviors.
Permissiveness
A state or characteristic of allowing or accepting behavior that others might restrict or forbid.
Carefree Disposition
A personality trait characterized by a lack of worry or stress, often resulting in a positive and easy-going attitude.
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