Recent Research on D.A.R.E. Has Found

question 99

Multiple Choice

Recent research on D.A.R.E. has found:

• A) little to no effect and needed changes.
• B) positive results for fifth- and sixth-graders.
• C) little effect at reducing heroin usage.
• D) positive results for gateway drugs.

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Definitions:

Fannie Mae

A government-sponsored enterprise (GSE) focused on expanding the secondary mortgage market by securitizing mortgages, enhancing liquidity in the financial system.

Freddie Mac

A public government-sponsored enterprise aimed at expanding the secondary mortgage market by buying loans from lenders.

Credit Standards

The criteria that lenders use to determine the creditworthiness of potential borrowers.

Sub-prime Loans

Loans offered to individuals with poor credit histories or higher risk of default, often at higher interest rates.