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What process has shaped Earth's surface more than any other?
Promissory Note
A written, legally binding document in which one party promises to pay another a specific sum of money, either on demand or at a defined future date.
Maker
The individual or entity that creates or signs a promissory note, thereby agreeing to pay the note's value at maturity.
Certified Check
A type of check for which the issuing bank guarantees the availability of funds by verifying and setting aside the check amount.
Maker
The individual or entity that creates or signs a promissory note, committing to pay the specified amount.
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