Under the Fair and Accurate Credit Transactions Act (FACTA)

question 28

Multiple Choice

Under the Fair and Accurate Credit Transactions Act (FACTA) ,

• A)a creditor may not discriminate against a borrower on the basis of race,sex,religion,or age.
• B)a debt collector may not harass or abuse debtors.
• C)a credit card company must promptly investigate and respond to any consumer complaints about a credit card bill.
• D)a consumer has the right to obtain one free credit report every year from each of the three major reporting agencies.

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Definitions:

Idiographic Method

A research approach focusing on the unique aspects of individual cases or entities rather than seeking general laws.

Specific Situation

A particular set of circumstances or conditions that are distinct in some way from others.

Naturally Occurring Language

Refers to language that is used in everyday contexts, not modified for the purposes of study or analysis.