When an Insurance Company Declines to Provide Automobile Insurance to an Individual

question 12

Multiple Choice

When an insurance company declines to provide automobile insurance to an individual with a poor driving record:

• A)the driver is liable to remain without insurance.
• B)the driver can obtain a policy through a state agency.
• C)the driver must accept a policy with no third-party coverage.
• D)the driver is excluded from the "assigned risk" rule.

---

Definitions:

Savior Complex

A psychological construct where an individual believes they are responsible for saving others, often at the expense of their own needs.

Discounting

In psychology, a cognitive bias where an individual minimizes the significance or worth of an event or object.

Mutual Appreciation

A reciprocal recognition and respect for the value and qualities of another person or group.

Preschool Teachers

Educators specialized in early childhood development who instruct and care for children aged three to five years old.