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A surety or guarantor may call on the creditor to proceed to compel the payment of the debt.
Bandura
A psychologist known for his work on social learning theory, emphasizing the role of observational learning, self-efficacy, and reciprocal determinism in behavior.
Vroom
Refers to Victor Vroom's expectancy theory which suggests that individual motivation is influenced by the expected outcomes of their actions.
Locke
Refers to John Locke, an influential 17th-century English philosopher known for his work on political philosophy, epistemology, and education.
Self-Efficacy Theory
A psychological theory proposing that individuals' belief in their ability to perform a task influences their motivation and performance in that task.
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