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Several agencies of the federal government offer assistance to prospective purchasers by insuring mortgages.
Unexpected Expenditures
Expenses that were not planned or budgeted for, often requiring immediate payment.
Risk-Averse
A description of an investor or decision-maker who prefers to minimize uncertainty or potential loss, favoring safer over riskier options.
Financial Intermediary
An institution that acts as a middleman between savers and borrowers, including banks, investment companies, and insurance companies.
Borrowing Funds
The act of obtaining resources, typically money, from another party with the agreement to return the principal amount along with interest or other charges.
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