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Low-pressure zones circulate counterclockwise in the northern hemisphere.
Creditors
Individuals or institutions that lend money or extend credit to others, with the expectation that the borrowed funds will be returned, often with interest.
Renegotiate
The process of revising the terms of an existing contract or agreement.
Default
The failure to meet the legal obligations or conditions of a loan, typically when a debtor cannot make a required payment.
Interest Rate
The percentage at which interest is charged or paid on a loan or investment over a specific period.
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