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What are indefensible locations? Give an example of an area like this. If people choose to live in these areas, what do insurance companies require them to do to protect their homes from fire damage?
Unmarried Cohabiting Couples
Partners who live together in a romantic relationship without being legally married.
School Refusal
A child's consistent reluctance or refusal to attend school, often due to emotional distress, anxiety, or fear.
Risk Factor
An attribute, characteristic, or exposure that increases the likelihood of developing a disease or injury.
School Refusal
A disorder characterized by a child's refusal to attend school or difficulty remaining in school for an entire day.
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